MyDROIT offers a unique digital payment system to the MNOs, banks and retailers. MyDROIT designs the service with the best in class usability, flexibility and the most secure infrastructure that includes double 3DES encryption, card data storage by TSM, two factor user and mutual authentication, PCI certified system running on HSM’s, Mastercard & Visa certified premises and risk based authentication. MyDROIT ‘s global patent-pending mobile financial services solution was designed and developed to be the basis of a revolutionary wallet infrastructure.